¿Aportaciones Extraordinarias INFONAVIT?

By in Finanzas personales with 107 Comments

¿Puedo hacer mis propias aportaciones?

Sí, con el programa Aportaciones Extraordinarias las trabajadoras y los trabajadores derechohabientes del Infonavit pueden realizar aportaciones directamente a la Subcuenta de Vivienda; en caso de contar con un trabajo formal, éstas serán adicionales a las aportaciones bimestrales del 5% de tu salario diario integrado que realiza tu patrón de manera obligatoria.

¿Qué debo saber?

Para realizar aportaciones extraordinarias al Infonavit debes estar registrado en Mi Cuenta Infonavit.

Los requisitos para registrarse son:

  • Número de Seguridad Social (NSS). En caso de no contar con el, puedes consultarlo en el portal del IMSS.
  • Clave Única de Registro de Población (CURP).1
  • Registro Federal de Contribuyentes (RFC).2
  • Correo electrónico y teléfono celular vigente.

Realiza Aportaciones Extraordinarias desde Mi Cuenta Infonavit

1Realiza la corrección de tu nombre completo y/o CURP.

2Consulta más sobre la corrección del RFC desde Mi Cuenta Infonavit.

Importante: Las Aportaciones Extraordinarias se encuentran fundamentadas en el último párrafo del artículo 59 de la Ley del Infonavit, por lo que serán consideradas en productos específicos de crédito, que el instituto determine.

En el caso de no obtener un crédito y/o mantener saldo de aportaciones extraordinarias, a partir de los 60 años, podrás solicitar la devolución de tus recursos junto con los rendimientos generados hasta ese momento.

¿Quién puede realizar aportaciones extraordinarias?

Trabajadoras y trabajadores:

  • Con relación laboral vigente.
  • Sin relación laboral vigente.
  • Del hogar.

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